Partners - X World Wallet

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*The X World Wallet Account is a multi-currency account managed by Rêv USA, Inc. (“Rêv”). Texas First Bank, Member FDIC, issues the X World Wallet Visa debit card pursuant to a license from Visa U.S.A., Inc. The X World Wallet Visa debit card may be used everywhere Visa debit cards are accepted.

1. IMPORTANT INFORMATION FOR OPENING A CARD OR DEPOSIT ACCOUNT: Online access is required to complete registration. To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and If you have a SSN, you are required to provide it during registration. We may also ask to see a copy of your driver’s license or other identifying documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

2. Once your identity is verified and your account is registered, your funds on deposit in your USD denominated demand deposit account are FDIC insured up to $250,000 through Texas First Bank, Member FDIC (“TFB”), subject to certain conditions including regulatory requirements for FDIC pass-through insurance and the aggregation of all funds held on deposit in the same capacity at TFB. FDIC insurance protects against the failure of TFB, not the failure of Rêv USA, Inc. (“Rêv”). Rêv, a financial technology company, is not a bank and is not FDIC insured. Any foreign currencies in your account may lose value. Foreign currencies in your account are held outside of the United States, are not FDIC insured, and may lose value due to exchange fluctuations. Applicable FX rates apply.

3. Certain restrictions apply; see the X Points program terms and conditions for full details including point earning and redemption parameters. Void where prohibited by law. Texas First Bank, Member FDIC, and Visa U.S.A, Inc. are not affiliated with this feature and do not endorse it.

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