X Visa debit card and iPhone device showing the X World Wallet App

Get More With
The X World Wallet

Your spend anywhere, get more,
and help the planet companion.

Qr Code
X Visa debit card and iPhone device showing the X World Wallet App

X Wallet

Built to get the most out of your money

Debit Card

Use it Anywhere Visa is Accepted.

Your Visa debit card comes with chip and pin security.


Interest Charges


Conversion Fees


Bank Transfers Fees


Credit Check

Other fees may apply.  See Account Agreement.

Shop Global. Pay Local.

Exchange currencies in real time, anytime.

Exchange App Module

Link to Your Digital Wallets.

The fastest and easiest way to pay and earn XPoints.

Send Money. Instantly.

Send money fast to other X Wallet users anytime.

X Points

Earn X points fast, and spend them anywhere your card is accepted

You earn X Points for Qualifying Purchases and Qualifying Transactions. Please refer to the X World Club Membership Agreement for a details on how to earn and redeem X Points.

Earn 3x Points

On Dining & Entertainment Purchases*

and Charitable Contributions*

Earn 2x Points

on Amazon & Apple Purchases

On select ECommerce Rideshare & Delivery Services

on Select Online Subscription Services

Earn 1x Points

On All Other Everyday Qualifying Purchases*

*Please refer to X World Club Membership Agreement for definitions and earn rates for Qualifying Purchases that are within the categories of Dining, Entertainment, Charitable Contributions, Airlines, Hotels, Select E-Commerce Sites, Select Rideshare & Delivery Services, and Select Online Subscription Services. The earn rate is based on each US Dollar (or its equivalent) spent on such Qualifying Purchase.

Refer a Friend and Get

1,000 X Points

Simply refer each of your friends to register for their own X Account and complete their first foreign currency transfer, and get 1,000 X Points automatically for each friend referred.

Load and Earn

25,000 X Points

All new X World Wallet users have the opportunity to get 25,000 X Points when transferring at least $5,000USD into a foreign currency wallet within the first 90 days of account opening.

Redeem Your X Points Instantly for Money.

Once converted you can use the funds at merchants & ATMs worldwide.

X Cares

Let’s contribute to solving some of the world’s biggest issues.

RoundUp for Climate Change.

With each purchase you make we will automatically round-up to the nearest dollar and donate that amount to climate change initiatives.

Apple Pay